Các bài nghiên cứu mới về Công nghệ tài chính

Trong những năm gần đây, lĩnh vực công nghệ tài chính - Fintech đã đánh dấu nhiều sự phát triển nổi bật. Theo thời gian, Fitech dần được coi là một trong những phương tiện, công cụ quan trọng trong việc định hình và phát triển đổi mới tài chính. Cục Thông tin KH&CN Quốc gia trân trọng gửi đến các nhà khoa học những nghiên cứu mới nhất về Công nghệ tài chính, được xuất bản chính thức và các bài viết được chấp nhận đăng trên những cơ sở dữ liệu học thuật chính thống. Những nghiên cứu công bố được tổng hợp tại đường link các bài.


1. Research on Blockchain-Based E-Bidding System

Wang, Dan; Mu, Chunxiao.

Applied Sciences; Basel Vol. 11, Iss. 9,  (2021): 4011.


2. Marketing Method and System Optimization Based on the Financial Blockchain of the Internet of Things

Chaosong Yan; Zhu, Jun; Ouyang, Yinglong; Zeng, Xingyu.

Wireless Communications & Mobile Computing (Online); Oxford Vol. 2021, (2021).


3. Identifying and Predicting the Credit Risk of Small and Medium-Sized Enterprises in Sustainable Supply Chain Finance: Evidence from China

Yang, Yubin; Chu, Xuejian; Liu, Feng; Yang, Peifang.

Sustainability; Basel Vol. 13, Iss. 10, (2021): 5714.


4. Exchange Market Liquidity Prediction with the K-Nearest Neighbor Approach: Crypto vs. Fiat Currencies

Mathematics; Basel Vol. 9, Iss. 1, (2021): 56.  


5. A decentralized group signature scheme for privacy protection in a blockchain              

Devidas, S; Subba Rao YV; Rekha, N Rukma.

International Journal of Applied Mathematics and Computer Science; Zielona Góra Vol.31, Iss.2, (2021): 353-364.               


6. Privacy Intrusiveness in Financial-Banking Fraud Detection

Găbudeanu, Larisa; Brici, Iulia; Mare, Codruța; Mihai, Ioan Cosmin; Mircea Constantin Șcheau. Risks; Basel Vol. 9, Iss. 6, (2021): 104.


7. Development and Validation of a Model for Assessing Potential Strategic Innovation Risk in Banks Based on Data Mining-Monte-Carlo in the “Open Innovation” System  

Manuylenko, Viktoriya Valeryevna; Borlakova, Aminat Islamovna; Milenkov, Alexander Vladimirovich; Bigday, Olga Borisovna; Drannikova, Elena Andreevna; et al. Risks; Basel Vol. 9, Iss. 6, (2021): 118.


8. E-payment instruments and welfare: The case of Zimbabwe

Simatele, Munacinga.

The Journal for Transdisciplinary Research in Southern Africa; Vanderbijlpark Vol. 17, Iss. 1, (2021).


9. An intelligent cross-border transaction system based on consortium blockchain: A case study in Shenzhen, China

Fu, Zhengtang; Dong, Peiwu; Li, Siyao; Ju, Yanbing. PLoS One; San Francisco Vol. 16, Iss. 6,  (Jun 2021): e0252489.


10. An asset value evaluation for docking finance lease problems in the peer-to-peer platform

Qu, Jiang; Liu, Hongwei; Zhu, Hui; Gao, Hongming. Journal of Business Economics and Management; Vilnius Vol. 22, Iss. 1, (Jan 2021): 236-256.


11. A Blockchain Solution for Securing Real Property Transactions: A Case Study for Serbia

ISPRS International Journal of Geo-Information; Basel Vol. 10, Iss. 1, (2021): 35.


12. Is It Possible to Forecast the Price of Bitcoin?

Chevallier, Julien; Guégan, Dominique; Goutte, Stéphane.

Forecasting; Basel Vol. 3, Iss. 2, (2021): 377.


13. The impact of fintech on the profitability of state-owned commercial banks in China

Wu, Guo; Yuan, Hongfei.

Journal of Physics: Conference Series; Bristol Vol. 1955, Iss. 1, (Jun 2021).


14. Evaluation of service quality and user experience on credit card application using e-SERVQUAL model and usability testing

Swasti Theresia; Hauw-Sen Tan.

IOP Conference Series. Earth and Environmental Science; Bristol Vol. 794, Iss. 1, (Jul 2021).


15. Cryptochain approach to Cloud Computing Security: Case study, Challenges, and Solutions

Mukherjee, Subham; Sandane, Raghav.

Journal of Physics: Conference Series; Bristol Vol. 1964, Iss. 4, (Jul 2021).


16. An Information and Predictive Credibility Control System Using Blockchain Technique

Shakkeera, L; Arumugam, S S; Amarnath, J Jegan; Venkatesh, A Narasima.

Journal of Physics: Conference Series; Bristol Vol. 1964, Iss. 4, (Jul 2021).


17. Application of explainable machine learning based on Catboost in credit scoring

Ji Qi; Yang, Ruicheng; Wang, Pucong.

Journal of Physics: Conference Series; Bristol Vol. 1955, Iss. 1, (Jun 2021).


18. Network Simulation Software Architecture of Blockchain: A Model-Led Viewpoint

Brindha, G; Juliet, P Sudha; Nandakumar, S D; Valarmathi, R.

Journal of Physics: Conference Series; Bristol Vol. 1964, Iss. 7, (Jul 2021).


19. Factors Affecting the Development Policies of Digital Deposit Accounts for the Bank in Taiwan

Chen, Tsung-Chun; Kuo, Fu-Hsiang; Lin, Wei-Bin.

Journal of Applied Finance and Banking; Athens Vol. 11, Iss. 4, (2021): 35-44.


20. A novel method for credit scoring based on feature transformation and ensemble model

Li, Hongxiang; Ao Feng; Lin, Bin; Su, Houcheng; Liu, Zixi; et al. Peer

J Computer Science; San Diego (Jun 4, 2021).



1. Workflow Management on Proof-of-Work Blockchains: Implications and Recommendations

Joerg Evermann, Henry Kim in SN Computer Science (2021)


2. Blockchain-based trust management in cloud computing systems: a taxonomy, review and future directions

Wenjuan Li, Jiyi Wu, Jian Cao, Nan Chen, Qifei Zhang… in Journal of Cloud Computing (2021)


3. Enforcing Fairness in Blockchain Transaction Ordering                               

Ariel Orda, Ori Rottenstreich in Peer-to-Peer Networking and Applications (2021)


4. Blockchain-based green big data visualization: BGbV    

Iqra Shahzad, Ayesha Maqbool, Tauseef Rana, Alina Mirza… in Complex & Intelligent Systems (2021)


5. How does the adoption of digital payment technologies influence unorganized retailers’ performance? An investigation in an emerging market

Anirban Adhikary, Krishna Sundar Diatha… in Journal of the Academy of Marketing Science (2021)


6. Systematic survey of mobile payments, protocols, and security infrastructure

Sriramulu Bojjagani, V. N. Sastry… in Journal of Ambient Intelligence and Humanized Computing (2021)


7. Central bank digital currencies: policy and operational perspectives for India

Satish Babu, K M Abraham in CSI Transactions on ICT (2021)


8. XChange: A Universal Mechanism for Asset Exchange between Permissioned Blockchains

Martijn de Vos, Can Umut Ileri, Johan Pouwelse in World Wide Web (2021)


9. Empirical analysis of bitcoin price

Yuanyuan (Catherine) Chen in Journal of Economics and Finance (2021)


10. Blockchain, Bitcoin, and ICOs: a review and research agenda

Romi Kher, Siri Terjesen, Chen Liu in Small Business Economics (2021)


11. Characterizing key agents in the cryptocurrency economy through blockchain transaction analysis

Xiao Fan Liu, Huan-Huan Ren, Si-Hao Liu, Xian-Jian Jiang in EPJ Data Science (2021)


12. Digital payments and consumer experience in India: a survey based empirical study

Sudiksha Shree, Bhanu Pratap, Rajas Saroy… in Journal of Banking and Financial Technology (2021)


13. Mobile money traceability and federation using blockchain services

Kodjo Edem Agbezoutsi, Pascal Urien… in Annals of Telecommunications (2021)


14. Digital Transformation in the Value Chain Disruption of Banking Services

Ali Naimi-Sadigh, Tayebeh Asgari, Mohammad Rabiei in Journal of the Knowledge Economy (2021)


15. Adoption of digital banking channels in an emerging economy: exploring the role of in-branch efforts

Simran Jit Kaur, Liaqat Ali, M. Kabir Hassan… in Journal of Financial Services Marketing (2021)



1. The mechanism of credit risk contagion among internet P2P lending platforms based on a SEIR model with time-lag

Research in International Business and Finance, 5 March 2021, Volume 57, Article 101407

Chengguo Zhao, Meng Li, Shujian Ma


2. Survey of security supervision on blockchain from the perspective of technology           

Journal of Information Security and Applications, 25 May 2021, Volume 60, Article 102859

Yu Wang, Gaopeng Gou, Gang Xiong               


3. A semi-parametric ensemble model for profit evaluation and investment decisions in online consumer loans with prepayments

Applied Soft Computing, 21 May 2021, Volume 107, Article 107485

Ke Li, Fanyin Zhou, Feng Shen


4. Investor attention and platform interest rate in Chinese peer-to-peer lending market

Finance Research Letters, 16 May 2020, Volume 39, Article 101559

Feng He, Shuqi Qin, Xiaotao Zhang


5. Influence of nonspecific factors on the interest rate of online peer-to-peer microloans in China

Finance Research Letters, 6 November 2020, Volume 41 (Cover date: July 2021), Article 101839

Jianfeng GUO, Xiaojie LIU, Fu GU


6. Do investors prefer borrowers from high level of trust cities? Evidence from China’s P2P market

Research in International Business and Finance, 30 July 2021, Volume 58, Article 101505

Ming Jin, Mingmei Yin, Zhongfei Chen


7. Risk-return modelling in the p2p lending market: Trends, gaps, recommendations and future directions

Electronic Commerce Research and Applications, 26 July 2021, Volume 49, Article 101079

Miller-Janny Ariza-Garzón, María-Del-Mar Camacho-Miñano, Javier Arroyo


8. Credit risk modeling on data with two timestamps in peer-to-peer lending by gradient boosting

Applied Soft Computing, 1 July 2021, Volume 110, Article 107672

Ligang Zhou, Hamido Fujita, Rui Ma


9. Can credit ratings predict defaults in peer-to-peer online lending? Evidence from a Chinese platform

Finance Research Letters, 15 August 2020, Volume 40, Article 101724

Yu Wu, Tong Zhang


10. The Interplay of Financial Exchanges and Offline Interpersonal Relationships through Digital Peer-to-Peer Payments

Telematics and Informatics, 30 June 2021, Volume 63, Article 101671

Lingyuan Li, Guo Freeman, Donghee Yvette Wohn


11. Can internet finance alleviate the exclusiveness of traditional finance?

evidence from Chinese P2P lending markets

Finance Research Letters, 19 August 2020, Volume 40, Article 101731


12. Can small sample dataset be used for efficient internet loan credit risk assessment?

Evidence from online peer to peer lending

Finance Research Letters, 16 May 2020, Volume 38 (Cover date: January 2021), Article 101521

Lean Yu, Xiaoming Zhang


13. Determinants of defaults on P2P lending platforms in China

International Review of Economics & Finance, 3 December 2020, Volume 72, Pages 334-348

M. Gao, J. Yen, M. Liu


14. Pluralistic ignorance, risk perception, and the governance of the dark side in peer-to-peer transactions: Evidence from the Indian banking industry

Journal of Business Research, 19 March 2021, Volume 129 (Cover date: May 2021), Pages 328-340

Shubhabrata Basu, Preet S. Aulakh, Surender Munjal


15. Microfinance institutions and Peer-to-Peer lending: What does microfinance competition bring?

Pacific-Basin Finance Journal, 21 April 2021, Volume 67, Article 101557

Bo Wang, Yunjun Yu, Xiaomei Zhang


Theo Cục Thông tin KH&CN Quốc gia, 1/9/2021