Trí tuệ nhân tạo (Artificial Intelligence - AI) là công nghệ mới thuộc lĩnh vực khoa học máy tính. AI đã và đang nhanh chóng làm thay đổi động lực phát triển cho mọi lĩnh vực. Các khả năng mới nổi của AI đang được kết hợp và hình thành theo những cách bất ngờ, tạo ra những cơ hội, thách thức mới. AI có thể áp dụng trong đa dạng các lĩnh vực như khoa học kỹ thuật, xây dựng kiến trúc, tài chính ngân hàng…

Để hiểu rõ hơn Cục Thông tin KH&CN quốc gia xin giới thiệu một số bài nghiên cứu đã được xuất bản chính thức và các bài viết được chấp nhận đăng trên những cơ sở dữ liệu học thuật chính thống. 

Sciencedirect

1. Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China
Journal of International Money and Finance 22 February 2022 Volume 124 (Cover date: June 2022) Article 102625
Franklin Allen Xian Gu Julapa Jagtiani
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0261560622000286/pdfft?md5=b17039b9f6bd37bdfe3e735bed83ea41&pid=1-s2.0-S0261560622000286-main.pdf

2. Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing
International Review of Financial Analysis 10 March 2022 Volume 81 (Cover date: May 2022) Article 102116
Oskar Kowalewski Paweł Pisany
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S1057521922000849/pdfft?md5=ef7f0392eecfdc7562416e08d8f00d12&pid=1-s2.0-S1057521922000849-main.pdf

3. Riding the FinTech innovation wave: FinTech, patents and bank performance
Journal of International Money and Finance 14 November 2021 Volume 122 (Cover date: April 2022) Article 102552
Jinsong Zhao Xinghao Li Chi-Chuan Lee
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0261560621002035/pdfft?md5=b9c67e655901746d0b061948d56e0885&pid=1-s2.0-S0261560621002035-main.pdf

4. The impact of the FinTech revolution on the future of banking: Opportunities and risks
International Review of Financial Analysis 9 March 2022 Volume 81 (Cover date: May 2022) Article 102103
Victor Murinde Efthymios Rizopoulos Markos Zachariadis
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S1057521922000734/pdfft?md5=fbe39e9a6182abe80c1fce7d1e24a4b0&pid=1-s2.0-S1057521922000734-main.pdf

5. Examining artificial intelligence (AI) technologies in marketing via a global lens: Current trends and future research opportunities
International Journal of Research in Marketing 15 November 2021 Volume 39, Issue 2 (Cover date: June 2022) Pages 522-540
Praveen K. Kopalle Manish Gangwar Aric Rindfleisch
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S016781162100094X/pdfft?md5=90c2c607a455f5947c72988cc754bd58&pid=1-s2.0-S016781162100094X-main.pdf

6. Towards an anticipatory system incorporating corporate foresight and competitive intelligence in creating knowledge: a longitudinal Moroccan bank case study
Technological Forecasting and Social Change 27 September 2021 Volume 174 (Cover date: January 2022) Article 121139
Abdelati Hakmaoui Mourad Oubrich Hamid El Ghazi
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0040162521005722/pdfft?md5=7727b4fba3d6c6a9aea908e657c1ef3b&pid=1-s2.0-S0040162521005722-main.pdf

7. A decentralized autonomous personal data management system in banking sector
Computers and Electrical Engineering 4 May 2022 Volume 100 (Cover date: May 2022) Article 108027
Dr. M Anna Gustina Zainal Ricardo Fernando Cosio Borda B. Kiran Bala
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0045790622002919/pdfft?md5=d07741c0df714e1145bc1a723631348e&pid=1-s2.0-S0045790622002919-main.pdf

8. Suspicious transaction detection in banking cyber–physical systems
Computers & Electrical Engineering 24 November 2021 Volume 97 (Cover date: January 2022) Article 107596
Aysha Shabbir Maryam Shabir Muhammad Rizwan
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0045790621005309/pdfft?md5=6f7a4c927b56127b976eacaa3bada77d&pid=1-s2.0-S0045790621005309-main.pdf

9. Small business owners’ Fintech credit in crises: Theory and evidence from farmers under the COVID-19
Pacific-Basin Finance Journal 29 November 2021 Volume 71 (Cover date: February 2022) Article 101692
Yun Liu Yun Zhang He Xiao
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0927538X21001992/pdfft?md5=aecb08342510114ede3898766a0d19eb&pid=1-s2.0-S0927538X21001992-main.pdf

10. The platformisation of digital payments: The fabrication of consumer interest in the EU FinTech agenda
Computer Law & Security Review 16 May 2022 Volume 45 (Cover date: July 2022) Article 105687
Ms Valeria Ferrari
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0267364922000346/pdfft?md5=17349e14b207211380d2a44d0f86e347&pid=1-s2.0-S0267364922000346-main.pdf

11. Consumer-lending discrimination in the FinTech Era
Journal of Financial Economics 29 May 2021 Volume 143, Issue 1 (Cover date: January 2022) Pages 30-56
Robert Bartlett Adair Morse Nancy Wallace
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0304405X21002403/pdfft?md5=0d3308fd2b23886c2c68560fb542c3c9&pid=1-s2.0-S0304405X21002403-main.pdf

12. Towards a data-driven technology roadmap for the bank of the future: Exploring big data analytics to support technology roadmapping
Social Sciences & Humanities Open 24 March 2022 Volume 6, Issue 1 (Cover date: 2022) Article 100270
Mogabe Marcia Maja Petrus Letaba
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S2590291122000249/pdfft?md5=a15646a41ea6b7ccc2f613b6bb0daec6&pid=1-s2.0-S2590291122000249-main.pdf

13. Reliable customer analysis using federated learning and exploring deep-attention edge intelligence
Future Generation Computer Systems 2 September 2021 Volume 127 (Cover date: February 2022) Pages 70-79
Usman Ahmed Gautam Srivastava Jerry Chun-Wei Lin
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0167739X21003368/pdfft?md5=11a5960e7c3ad7de562c2545fcf40ac3&pid=1-s2.0-S0167739X21003368-main.pdf

14. How do banks invest in fintechs? Evidence from advanced economies
Journal of International Financial Markets, Institutions and Money 24 December 2021 Volume 77 (Cover date: March 2022) Article 101498
Luca Bellardini Belinda Laura Del Gaudio Vincenzo Verdoliva
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S104244312100202X/pdfft?md5=0c99ef47eca96355bdd5bed4eadc1b9d&pid=1-s2.0-S104244312100202X-main.pdf

15. From AI to digital transformation: The AI readiness framework
Business Horizons 24 March 2021 Volume 65, Issue 3 (Cover date: May–June 2022) Pages 329-339
Jonny Holmström
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0007681321000744/pdfft?md5=41b58e0a17e318d2c7bd255ffede5d36&pid=1-s2.0-S0007681321000744-main.pdf

16. Digital-only banking experience: Insights from gen Y and gen Z
Journal of Innovation & Knowledge 28 February 2022 Volume 7, Issue 2 (Cover date: April–June 2022) Article 100170
Nila Armelia Windasari Nurrani Kusumawati Revira Puspasuci Amelia
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S2444569X22000105/pdfft?md5=c4a8ae18569f2ba24432cbbd5dda20a9&pid=1-s2.0-S2444569X22000105-main.pdf

17. Predicting continuance intention to fintech chatbot
Computers in Human Behavior 1 January 2022 Volume 129 (Cover date: April 2022) Article 107027
Stanley Y. B. Huang Chih-Jen Lee
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0747563221003502/pdfft?md5=efe71f23076973ba8e2d9874171c0859&pid=1-s2.0-S0747563221003502-main.pdf

18. Chatbots in customer service: Their relevance and impact on service quality
Procedia Computer Science 27 April 2022 Volume 201 (Cover date: 2022) Pages 421-428
Chiara Valentina Misischia Flora Poecze Christine Strauss
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S1877050922004689/pdfft?md5=9cfcb2c6e6cfbf690fa17ea7cd29fcb5&pid=1-s2.0-S1877050922004689-main.pdf

19. Understanding the user experience of customer service chatbots: An experimental study of chatbot interaction design
International Journal of Human-Computer Studies 9 February 2022 Volume 161 (Cover date: May 2022) Article 102788
Isabel Kathleen Fornell Haugeland Asbjørn Følstad Cato Alexander Bjørkli
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S1071581922000179/pdfft?md5=b505f299aca6aac38ae28a462443ecdb&pid=1-s2.0-S1071581922000179-main.pdf

20. (Im)Balanced customer-oriented behaviors and AI chatbots' Efficiency–Flexibility performance: The moderating role of customers’ rational choices
Journal of Retailing and Consumer Services 19 January 2022 Volume 66 (Cover date: May 2022) Article 102937
Hua Fan Bing Han Wei Gao
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0969698922000303/pdfft?md5=509af46bdb3acc4a036f061e4f06a3be&pid=1-s2.0-S0969698922000303-main.pdf

21. Has the technological investment been worth it? Assessing the aggregate efficiency of non-homogeneous bank holding companies in the digital age
Technological Forecasting and Social Change 24 February 2022 Volume 178 (Cover date: May 2022) Article 121576
Ting Cao Wade D. Cook M. Murat Kristal
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0040162522001081/pdfft?md5=11bf5c4402a921e973f652f2dcb18f0d&pid=1-s2.0-S0040162522001081-main.pdf

22. The importance of technology in banking during a crisis
Journal of Monetary Economics 12 April 2022 Volume 128 (Cover date: May 2022) Pages 88-104
Nicola Pierri Yannick Timmer
https://www-sciencedirect-com.dbvista.idm.oclc.org/science/article/pii/S0304393222000423/pdfft?md5=2b74d1e5c68238ee80ae3b1d1ae148f5&pid=1-s2.0-S0304393222000423-main.pdf

IEEE

23. Revisiting CAMELS Rating System and the Performance of ASEAN Banks: A Comprehensive MCDM/Z-Numbers Approach
Peter Wanke;Md. Abul Kalam Azad;Amir Karbassi Yazdi;Felicia Ramona Birau;Cristi Marcel Spulbar
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9765504

24. Anomaly Detection in Graphs of Bank Transactions for Anti Money Laundering Applications
Bogdan Dumitrescu;Andra Băltoiu;Ştefania Budulan
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9762926

25. E-Banking Security Study—10 Years Later
Kamil Malinka;Ondřej Hujňák;Petr Hanáček;LUKáš Hellebrandt
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9706204

26. CEV Framework: A Central Bank Digital Currency Evaluation and Verification Framework With a Focus on Consensus Algorithms and Operating Architectures
Si Yuan Jin;Yong Xia
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9795279

27. RBaaS: A Robust Blockchain as a Service Paradigm in Cloud-Edge Collaborative Environment
Zhengong Cai;Guozheng Yang;Shaoyong Xu;Cheng Zang;Jiajun Chen;Pingping Hang;Bowei Yang
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9740132

28. Toward intelligent financial advisors for identifying potential clients: A multitask perspective
Qixiang Shao;Runlong Yu;Hongke Zhao;Chunli Liu;Mengyi Zhang;Hongmei Song;Qi Liu
Big Data Mining and Analytics
Year: 2022 | Volume: 5, Issue: 1 | Journal Article | Publisher: TUP
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9663261

29. Enabling Trust and Privacy-Preserving e-KYC System Using Blockchain
Somchart Fugkeaw
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9770032

30. Credit Card Fraud Detection Using State-of-the-Art Machine Learning and Deep Learning Algorithms
Fawaz Khaled Alarfaj;Iqra Malik;Hikmat Ullah Khan;Naif Almusallam;Muhammad Ramzan;Muzamil Ahmed
IEEE Access
Year: 2022 | Volume: 10 | Journal Article | Publisher: IEEE
https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=9755930

Springer

31. Trust and digital privacy: willingness to disclose personal information to banking chatbot services
James Lappeman, Siddeeqah Marlie, Tamryn Johnson & Sloane Poggenpoel
Journal of Financial Services Marketing (2022)
https://link.springer.com/content/pdf/10.1057/s41264-022-00154-z.pdf

32. Mobile time banking on blockchain system development for community elderly care
Hungyi Chen, Yuan-Chia Chu & Feipei Lai
Journal of Ambient Intelligence and Humanized Computing (2022)
https://link.springer.com/content/pdf/10.1007/s12652-022-03780-6.pdf

33. The transformative potential of banking service domains with the emergence of FinTechs
Payam Hanafizadeh & Mojdeh Gerami Amin
Journal of Financial Services Marketing (2022)
https://link.springer.com/content/pdf/10.1057/s41264-022-00161-0.pdf

34. Unraveling the link between status quo satisfaction and the rejection of digital-only banks
Jacques Nel & Christo Boshoff
Journal of Financial Services Marketing (2022)
https://link.springer.com/content/pdf/10.1057/s41264-022-00146-z.pdf

35. Uncovering the digitalization impact on consumer decision-making for checking accounts in banking
Maik Dehnert & Josephine Schumann
Electronic Markets (2022)
https://link.springer.com/content/pdf/10.1007/s12525-022-00524-4.pdf

36. A survey on providing customer and public administration based services using AI: chatbot
Krishna Kumar Nirala, Nikhil Kumar Singh & Vinay Shivshanker Purani
Multimedia Tools and Applications volume 81, pages 22215–22246 (2022)
https://link.springer.com/content/pdf/10.1007/s11042-021-11458-y.pdf

37. Consumer lending efficiency: commercial banks versus a fintech lender
Joseph P. Hughes, Julapa Jagtiani & Choon-Geol Moon
Financial Innovation volume 8, Article number: 38 (2022)
https://link.springer.com/content/pdf/10.1186/s40854-021-00326-1.pdf

38. Research trends in digital transformation in the service sector: a review based on network text analysis
Jin Sung Rha & Hong-Hee Lee
Service Business volume 16, pages 77–98 (2022)
https://link.springer.com/content/pdf/10.1007/s11628-022-00481-0.pdf

39. AI-driven streamlined modeling: experiences and lessons learned from multiple domains
Sagar Sunkle, Krati Saxena, Ashwini Patil & Vinay Kulkarni
Software and Systems Modeling volume 21, pages 1–23 (2022)
https://link.springer.com/content/pdf/10.1007/s10270-022-00982-6.pdf

40. Some implications of the new global digital economy for financial regulation and supervision
José Carlos Laguna de Paz
Journal of Banking Regulation (2022)
https://link.springer.com/content/pdf/10.1057/s41261-022-00189-1.pdf

41. Artificial intelligence and blockchain implementation in supply chains: a pathway to sustainability and data monetisation?
Naoum Tsolakis, Roman Schumacher, Manoj Dora & Mukesh Kumar
Annals of Operations Research (2022)
https://link.springer.com/content/pdf/10.1007/s10479-022-04785-2.pdf

42. The Effect of Financial Technology Investment Level on European Banks’ Profitability
Ahlem Chhaidar, Mouna Abdelhedi & Ines Abdelkafi
Journal of the Knowledge Economy (2022)
https://link.springer.com/content/pdf/10.1007/s13132-022-00992-1.pdf

43. The effect of cashless payments on the internet and mobile banking
Hway-Boon Ong & Lee-Lee Chong
Journal of Financial Services Marketing (2022)
https://link.springer.com/content/pdf/10.1057/s41264-022-00145-0.pdf

44. Digitalization and Banking Crisis: A Nonlinear Relationship?
Mohamed Sami Ben Ali
Journal of Quantitative Economics volume 20, pages 421–435 (2022)
https://link.springer.com/content/pdf/10.1007/s40953-022-00292-0.pdf

45. Adoption of electronic banking services in India: an extension of UTAUT2 model
Vikas Chauhan, Rambalak Yadav & Vipin Choudhary
Journal of Financial Services Marketing volume 27, pages 27–40 (2022)
https://link.springer.com/content/pdf/10.1057/s41264-021-00095-z.pdf

46. Factors influencing customer preference of cardless technology over the card for cash withdrawals: an extended technology acceptance model
Bindu K. Nambiar & Kartikeya Bolar
Journal of Financial Services Marketing (2022)
https://link.springer.com/content/pdf/10.1057/s41264-022-00139-y.pdf

Nguồn: Cục Thông tin khoa học và công nghệ quốc gia, 1/7/2022